|
"Truly Cares About Her Clients"
We found Cyndie on the web in 2005 when we were relocating from Arizona to Piqua. We communicated primarily by e-mail to narrow our choices and with Cyndie's help, Jim found a great house in the perfect location during a 1 day visit to the area! When life circumstances changed in 2007 and we decided to return to Arizona, we again turned to Cyndie for help. In a very tough market, Cyndie worked diligently to find the right buyer for our home and even handled the entire closing for us so that we did not have to return to Piqua in the middle of winter! I'm not sure that we would have trusted anyone else to do that for us. If you're looking for an agent that truly cares about her clients and works tirelessly for them, look no further than Cyndie Scott!
Chris & Jim Kline
You have a story to tell about me. You've worked with me, and I've helped you buy or sell a home. I need your feedback. Others need your feedback, too! Please take a moment to fill out this form and tell me how I did... 
Financing Your Home >Owner Financing
If you are selling a house in which you have a lot of equity, and you don't need that equity to buy a new home, an owner-financing agreement may benefit you and your buyers.
Seller financing arrangements usually involve the buyers securing the largest portion of their purchase money from a mortgage company and getting a smaller second loan from the sellers. For example, they may finance 75% from a lender, put in 15% from savings, and ask the sellers to finance the remaining amount. The terms and interest rates on seller carry-backs are negotiated on a case-by-case basis.
Sellers may be able to negotiate a note that provides a better return on their money than 1-to-5 year CD's or treasury notes. They should ensure that the note protects them to the fullest. Use common sense when considering such a loan, and verify the buyers' income, credit history, and job stability before making your final decision.
|
 |
| Q |
The upper walls of what famous holy temple are lined with gold?
|
| A |
The Golden Temple in Amritsar, India is the most sacred temple and spiritual center of the Sikhs. |
 See More Real Estate Trivia > |
|
|
|
|
OPIS: OHIO PROPERTY INSPECTION SERVICES
OPIS inspectors are ASHI certified members and use state-of-the-art technology to give you the best information about your home.
Find Out More >
|
|
|
- NUMBER1EXPERT™ 
