Piqua, Troy and Tipp City real estate and homes for sale in Ohio - Cyndie Scott, REALTOR® Cyndie Scott REALTOR(r) for Piqua, Troy and Tipp City, Ohio real estate - NUMBER1EXPERT™ Cyndie Scott NUMBER1EXPERT(tm) for Piqua, Troy and Tipp City, Ohio real estate
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Cyndie Scott, REALTORŪ, real estate agent and broker for Piqua, Troy and Tipp City Ohio home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me at 937-371-1719.

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First Time Homebuyers: Piqua, Troy and Tipp City Ohio home buying, real estate listings, and homes for sale in Miami County, OH
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? REALTORSŪ Are Your Professional Guides. Make Sure You Choose a Top Expert. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Piqua, Troy and Tipp City real estate expert, it's my job to guide you, from beginning to end. 

I will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. 

 



Request Free Reports

My free reports are a great resource for helping you to make a wise decision when deciding to purchase a home. 
I will provide you with extensive information on the planning process, tid bits on how to find the right home suitable
 to your lifestyle, financing, making an offer, and more.
 

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly... 

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Real Estate Tips
Buyers Remorse >First Time Loans

Most first-time buyers can qualify for a mortgage loan, but they may need help from parents to make the down payment or closing costs on their home. There are loan programs that minimize the down payment and closing costs for first-time buyers. These programs usually require that 3 to 5 percent of the purchase price come from the buyers' funds, not from a loan or gift. Most lenders ask for the last three months' bank records. The borrower will be asked to reveal the origin of any large deposits. If the money comes from the homebuyer's parents, the lender may not consider those funds when qualifying the buyers.

Parents who are planning to help their children finance a home should transfer any funds several months before the house-hunting process begins. If it is a loan rather than a gift, a formal re-payment agreement should be drawn up between parents and children to eliminate potential misunderstandings or future complications with either estate.

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Real Estate Trivia
Q 
What area was designed to look like a 1940s southeastern town with traditional architecture?

A 
Disney's "Celebration" in Orlando, FL, will eventually have 8,000 houses and many commercial tourist attractions.
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Cyndie Scott, REALTORŪ, real estate agent and broker for Piqua, Troy and Tipp City Ohio home listings, property and land for sale - NUMBER1EXPERT(tm)

Cyndie Scott, Broker/Owner
Exit Realty Partners

Phone: 937-371-1719
Fax: 937-535-0687
Email: cyndie@cyndiescott.com

I want to be your realtor for life. I will give you outstanding service and excellent care in every real estate transaction.

Equal Housing MLS REALTOR


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