Cyndie Scott, REALTORŽ, real estate agent and broker for Piqua, Troy and Tipp City Ohio home listings, property and land for sale - NUMBER1EXPERT(tm)

All agents are NOT alike! Find out why I am a top real estate expert. Call me at 937-371-1719.

Searching for homes just got easier. Personalize your home search and receive listing alerts of homes meeting your criteria. It’s as easy as 123! Get the newest listings, property information, home addresses, directions, photos, and more!

Above and Beyond!
Cyndie was wonderful assisting us in the sale of our home. She went above and beyond working with us in our situation.
Pam & Andy Williams
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OPIS: OHIO PROPERTY INSPECTION SERVICES
OPIS inspectors are ASHI certified members and use state-of-the-art technology to give you the best information about your home.
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Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you.

In the pre-qualification process, you will find out:

- Exactly how much home or land you can afford.

- How much cash you will need for the down payment.

- The minimum down payment, and advantages of higher down payments.

- What the bank feels you can afford for a monthly payment.

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started.

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Piqua, Troy and Tipp City REALTORŽ to offer services such as these.

Once you fill out the form, I will quickly process your information and get right back to you!

I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation...

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Closing or Settlement >Net Sheet for Sellers

When you consider what price you should accept when selling your home, there are two important factors that will influence your decision. The first factor is the basic sales price. The second, and more important, is the amount you will actually receive from the proceeds at the closing.

Your real estate agent will prepare a seller's "net sheet" showing what your expenses will be. This will aid you in determining who pays what and when. It can help you to focus on the details of the sale.

A seller's expenses will include brokerage fees, real estate settlement fees, title insurance fees and special assessments. In some cases the buyer may ask you to pay some of the loan fees. Local real estate taxes will be pro-rated for you and the buyer, and you may be asked to place funds in escrow for payment of your final water bill. Subtract your mortgage balance any home improvement loans and other liens against the property that will be paid at the closing to come up with your final figures.

Your real estate agent can go over all of these factors with you when you list your home for sale and again as offers come in.

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Q	Which city in the U.S. has the longest formal name, but the shortest abbreviated name?
A	El Pueblo de Nuestra Senora la Reina de los Angeles de la Porciuncula is the full name for Los Angeles, known as "LA".
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Cyndie Scott, REALTORŽ, real estate agent and broker for Troy, Tipp City and Piqua, Ohio home listings, property and land for sale

Cyndie Scott, Broker/Owner
Cyndie Scott & Associates
Phone: 937-371-1719
Fax: 937-535-0687
Email: cyndie@cyndiescott.com
I want to be your realtor for life. I will give you outstanding service and excellent care in every real estate transaction.

www.CyndieScott.com is brought to you by Cyndie Scott, real estate for
Troy, Tipp City and Piqua, Ohio

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