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Cyndie Scott, Broker/Owner
I will give you outstanding service and excellent care in every real estate transaction. Why? I want to be YOUR REALTORŪ. As a trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.
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OBJECTIVE: To find you the home that meets your needs in the location you prefer, utilizing sound planning, professional duties, persuassive skills, and strong company support systems. To work on buyer's behalf and to get the best price and value for your new purchase. Just tell me what you want. It's as good as done.
EDUCATION: Licensed RealtorŪ since 1998. Licensed Broker/Associate since 2005. VIP's designation for relocation. Accredited Buyer Representative (ABR designation). Senior Real Estate Specialist (SRES designation). HouseValues.com Certified Professional and JustListed.com Certified Professional. 2005 Associate of Applied Business Degree in Real Estate - Hondros College. 1996 Graduate of Leadership Piqua.
ACHIEVEMENTS: Ohio Association of RealtorsŪ President's Sales Club Award, 1996 through 2006. Re/Max Executive Club Award 1997, 1999... and 2001. Re/Max President's Club Award 1998 and 2000. Re/Max 100% Club Award 2002-2006.
SKILLS: Life long resident of Miami County. Expert in Residential Marketing and Promotion. Knowledgeable in all aspects of Real Estate Sales. Compassionate Problem Solver.
REFERENCES: All my former clients
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Financing Your Home >More On ARMs
Lenders are always looking for new ways to help buyers get into the home of their dreams. Today they frequently use adjustable rate mortgages (ARMs) to increase the buyer's options. The interest rate on an ARM changes periodically to reflect changes in the national market. Since the loan starts at a rate that is lower than the national average, lenders can reduce the borrower's qualifying criteria.
One way to distinguish between different ARMs is by the national index to which they are tied. Some ARMs are tied to a slow-moving index called the cost-of-funds index; these are usually the most desirable. ARMs that are tied to a more volatile index, such as Treasury Notes, can be adjusted upward at a quicker rate. Look at all the factors before choosing a loan. The faster index loan may start out with lower rates and lower monthly payments, but the slower index ARM may eliminate your concern about having to re-finance down the road.
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What is arguably the world's strangest (and most dysfunctional) kitchen?
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In 1998 the Kemper Museum of Contemporary Art in Kansas City first displayed a kitchen made entirely of 40 million colored glass beads by artist Liza Lou of Topanga, California. |
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OPIS: OHIO PROPERTY INSPECTION SERVICES
OPIS inspectors are ASHI certified members and use state-of-the-art technology to give you the best information about your home.
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